persons name

Chuck Murphy

Senior Loan Consultant

NMLS #202070 IL #031.0026368

(847) 278-2211

cmurphy@prism-mortgage.com

Meet Chuck Murphy

I have been in the mortgage industry since 1984, servicing both the retail (business to consumer) and wholesale (business to business) markets.  The mortgage process today requires knowledge, patience, resilience, tenacity and communication.  As your mortgage consultant, I strive to provide you with high levels of  customer service and a competitive edge.  I guarantee that you will exit the transaction more comfortable and more well educated than when you entered the transaction.

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Happy Teacher Appreciation Week!

Please take some time to recognize and appreciate our teachers!
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What Are The Benefits of Homeownership Over Time?

What happens when you make that mortgage payment month after month, year after year? When it’s time to sell or otherwise close out your loan, you’ll likely find your home has quietly worked for you all along, providing far more than just shelter. Break it all down, and the benefits may look l ...
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Which Rates Are Real?

    That’s a regular occurrence for mortgage professionals. The media commonly report interest rates based on the prior week’s Freddie Mac average. Meanwhile, the loan officer receives up-to-the-minute information. The two often conflict. Financial markets are fickle and prone to sudden reversals. While the previous week ...
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We Erase "IM's!!

  Have you been told getting a home loan is impossible? Have you waited out the market while saving for a down payment, only now to see rates and values rising faster than you can save? Challenges can always exist, yet we've erased quite a few "IMs" in our day, and we'd be happy to attempt the same for you. In fact, you may be more r ...
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Is Now the Best Time to Buy?

  It's human nature to want to buy at the best price. Yet the optimal time is often a fleeting moment that can be identified only in hindsight. In reality, we often are most consumed with purchasing at exactly the wrong time. Conversely, the best times to buy are typically at the points when no one seems interested. As soon as that mood ...
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Financial Leverage...

Even children on a seesaw know how the mechanical version of leverage works. The financial form is a little more complicated, yet still has the same principle at its core. Financial leverage can bring more than just a smile to your face. Used properly, it can help to build your wealth. Not many people like to have a mortgage loan, but with the r ...
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